Articles

Please note that these articles is distributed for information purposes only. It is not an offer to sell, or a solicitation of an offer to buy, any security, nor enter into any agreement or contract with Blyth-Richmond.

No individual investment advice is given, nor intended to be given, in these articles, and no liability will be accepted in respect of any action you may take as a result of reading it. If you are unsure whether any investment mentioned may be suitable for you, you are urged to take independent investment advice.

ISA transfers between spouses

Spouses used to lose tax benefits on any ISAs left to them by their late spouse/civil partner. That’s no longer the case as we explain here…

The ‘4-4-4’ approach

Interest rates are likely to remain low for several years. Obtaining attractive returns is difficult and increasing risk is potentially dangerous. So what should you be doing?

Inheritance schemes via Business Property Relief

We are finding that these schemes are being very well received by older clients and their families. Here’s why…

Smaller-companies income funds

Analysis has illustrated higher returns from smaller companies, compared to larger companies, over the past ten years…

Why it pays to settle an estate proactively

When settling a family’s estate, a duty of care exists to ensure all options are available to the beneficiaries, ASAP. Let me share some recent experiences with you…

Higher yield means higher risk, but…

There are situations when conventional wisdom cannot always be applied to a given investment situation. Let me explain…

Why I started the UK’s first fee-based investment advisory operation

This is the story of how Blyth-Richmond came to exist. And why fee-based financial advice is best…

A worrying lack of knowledge

At an investment seminar recently, attended by 30-40 advisors, I was shocked at the narrow focus being applied to investment structuring…

Think carefully about ISAs

Having mentioned the tax benefits of dividend tax in my previous blog, here is one proviso about ISAs…

Thoughts on investment trusts

We have recently read a publication from Hargreaves Landsdown: “Why we still do not push investment trusts post-RDR”…

Meeting the trust portfolio challenge

Establishing or even reconstructing a trust portfolio under the guidance of the Trustee Act 2000 is going to be more challenging in future years…

Why independent advice should encompass investment trusts

The inclusion of investment trusts is essential in structuring a portfolio for income and/or growth. This is why…